LIC MoneyBack (25 Year)
Periodic Returns for: Mr. Ramesh (Age: 30)
"Balancing liquidity and family security."
Why MoneyBack - 25 Year?
Steady Cash Flow
Receive 15% of the Sum Assured as periodic survival benefits every 5 years.
Limited Premium Term
Enjoy coverage for 25 years while paying premiums for only 20 years.
Participating Benefits
Eligible for Simple Reversionary Bonus and Final Additional Bonus at maturity.
Sovereign Trust
Backed by LIC Act 1956 with a 98.62% Claim Settlement Ratio.
Scheduled Payout Milestones
| Year | Age | Benefit Type | Payout Amount (₹) | Normal Life Cover (₹) |
|---|---|---|---|---|
| 5 | 35 | 1st Survival Benefit | ₹1,50,000 | ₹15,01,000 |
| 10 | 40 | 2nd Survival Benefit | ₹1,50,000 | ₹17,56,000 |
| 15 | 45 | 3rd Survival Benefit | ₹1,50,000 | ₹20,11,000 |
| 20 | 50 | 4th Survival Benefit | ₹1,50,000 | ₹22,66,000 |
| 25 | 55 | Final Maturity | ₹16,75,000 | ₹25,25,000 |
*Figures are based on a Sum Assured of ₹10,00,000. Life cover includes SA + Accrued Bonus + FAB.
Liquidity & Protection
Loan Facility
Avail loans against the policy to meet emergency financial needs.
Accident Benefit
Includes ADDB Rider of ₹10,00,000 for enhanced accidental death protection.
Tax Savings
Premiums and payouts are eligible for benefits under Section 80C and 10(10D).
Disclaimer: Premium shown is indicative. Bonus values are subject to future declarations by the insurer. Please read the sales brochure carefully.